Average payback 30-35%

Pros

• - Debt Reduced to 30-35% of what you owe now (on average)
• - Low Start-up cost
• - Interest on Debts Stop
• - Collection Action Stops
• - Legal Action Stops
• - Revenue Canada debt can be included
• - Payoff anytime at no penalty
• - Can be paid over 60 months if needed
• - Keep your assets

Cons

• - You will have an R7 Rating on your Credit Report
• - All unsecured debts must be included